Managing your personal finances can be complicated! It requires time and knowledge to be able to effectively manage finances. Taking steps to simplify finances will save you time and help to take control of your money. You can then focus your time on financial matters that may take a bit more time such as investments, tax planning and other money… View Post
10 Ways to Simplify Your Finances
Calculate Your Net Worth
The first basic step to understanding and controlling your personal finances is to calculate your net worth. Net worth is simply the value of everything you own minus all of your debts. It is like a picture or snapshot of where all of your money is. It’s a simple exercise and it doesn’t take long to calculate. Disclaimer: I am… View Post
Being More Intentional with My Time
I’ve been a mom now for 12 years, and for the past 12 years, I feel that I was either in survival mode or coasting mode. Getting to bedtime was often the goal in the early days when they were babies. Days turn into weeks, weeks into months and then years. Not only we were raising three kids, my husband… View Post
We are mortgage-free, so now what?
We recently have become mortgage-free! I have been reflecting, planning and honestly enjoying life just a bit more. Now that we are debt-free, I have started to dream and plan our next financial goals. A goal that would hopefully take us the next 10 years to achieve. Reflecting on our mortgage-free journey We were able to pay off our mortgage early… View Post
How We Paid Off Our Mortgage in Less Than 10 Years
My husband and I just recently paid off our mortgage! It took us less than 10 years. We are 40-year-old Canadians, have 3 kids and now we own our home. When we bought our half a million-dollar home in 2012, we both agreed that it cannot take us 25 years to pay it off. We set a goal to pay… View Post
Why your kids need Mabel’s Labels
Mabel’s Labels is an exceptional product for families with kids. They are great quality labels that stick on personal belongings so that they are identifiable. It saves parents time and money from having to go and replace belongings. Personalize the labels with your kids’ names, favourite colours and icons. Our family has been using Mabel’s Labels for over 10 years… View Post
How to Use a Spreadsheet to Manage Your Money
A spreadsheet is a fantastic tool to help you manage your money. It’s free, it’s easy and it’s 100% customizable to your needs. Managing your money can be intimidating and stressful. Spreadsheets can be used to help you figure out what you need to do with your money. Once you learn the basic functions in a spreadsheet you can use… View Post
5 Ways to Implement a Budget
Creating a budget is the foundation of personal finance. However, you also need a plan to implement your budget. Putting your budget into action will allow you to be able to meet the financial goals you have laid out. Let’s get in control of your finances so you can spend more time doing the things you love! Disclaimer: I am… View Post
How to Use the Flashfood App
I’ve been shopping at Loblaw grocery stores for more than 10 years and recently discovered Flashfood. It has changed my grocery shopping routine as I now always use the app before heading to the store! So what is Flashfood? Their website describes it perfectly: “Get massive savings on fresh food items like meat and produce that are nearing their best… View Post
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