Creating a budget is an essential step to taking control of your finances. Take the next step and organize your savings to keep track of what each saved dollar is for. Giving every dollar a job helps you to stay on budget, work towards your financial goals, and move towards financial independence. Get in control of your finances to live… View Post
Budgeting 101
The Importance of Budgeting What exactly is a budget? It is simply balancing your total income with your expenses. Budgets are so essential for families and for individuals. It lays out the foundation of your financial plans and it is your guide for daily spending. A budget will help you meet your financial goals. Perhaps you want to save up… View Post
Best Morning Routine for Working Moms
Bumbling out of bed and then rushing through the next hour to get everyone out of the house sets you up for a rushed and crazy day! The best way to dump this chaotic rush is to implement an effective morning routine that will set you up for a great day. As a mom of 3 kids, I have experimented… View Post
How to Keep Kids’ Eyes Healthy
Have you given much thought on how to keep your kids’ eyes healthy? When was the last time you have taken them to see an optometrist? Or perhaps they’ve never gone? I had the chance to interview Dr. Dien-Fong, an optometrist from Edmonton, Alberta on how to keep kid’s eyes healthy. Let’s see how she helped our family and the… View Post
How to Budget for Kids’ School Expenses
We all know how raising kids can be costly. They are expensive little buggers! Many of the expenses in raising kids are tied to their education. To help our kids succeed academically we need to, as parents, ensure that our finances are in order. When it comes to our kids, sometimes it’s hard to say “no” when they need or… View Post
Teaching Kids About Money
We want to be good role models for our kids by being financially responsible. As with most lessons – monkey see, monkey do. There is minimal financial education taught in school and thus it is important for parents to help teach their own kids how to manage finances. Teaching kids about money should start when they are young and be… View Post
15 Easy ways to stay on track with your grocery budget
The cost of food can make up a large portion of your budget. It is so easy to overspend on groceries and even easier to eat out. Having a grocery budget is an important step towards controlling your finances as it will save you both time and money. Here are 15 ways to help you save time and stay on… View Post
How to Best Automate your Finances to Save Time and Money
Automate your finances to save both valuable time and money – two things we often wish that we have more of! Automating your finances is setting up systems in ways to help you manage your money. Set it and forget it. Let the systems and technology do the work so you don’t have to think about it. This process of… View Post
How to use 4 basic spreadsheet functions to create a budget
The use of a spreadsheet is a very effective tool for organizing your finances. Use basic formulas and functions in a spreadsheet to create your own budget. While there are many online programs and templates available to create a budget, making one with a spreadsheet is a great option. You can customize your own needs. Affiliate Disclosure: This post contains “affiliate… View Post